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Welcome to Paul Effman Music Store
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Financing Options

Paul Effman Music Store is pleased to have partnered with Paypal to offer Paypal Credit as a flexible payment option for purchasing instruments. With Paypal Credit, you are provided the option for up to 6-months no payments and no-interest if paid-in-full within 6 months!

As a courtesy, all eligible items show an estimated monthly payment over the six month period. Please note, these calculations are estimates and actual payment may vary according to the credit terms set forth by Paypal Credit.

To checkout using Paypal Credit, begin by clicking the Paypal Credit logo above and apply. Once approved, simply choose "Paypal" as your payment method during checkout. This will allow you to login into your Paypal account and pay using your Paypal Credit. 


download.pngSynchrony Financial offers financing from 6-months to 18-months on any purchase over $199. Currently, this financing option is only available at our Paul Effman Music retail store locations in Plainview, NY / Poughkeepsie, NY / and Lagrangeville, NY